{"id":21587,"date":"2023-06-28T14:12:52","date_gmt":"2023-06-28T11:12:52","guid":{"rendered":"https:\/\/ckl.fi\/?page_id=21587"},"modified":"2025-11-26T09:21:04","modified_gmt":"2025-11-26T07:21:04","slug":"installment-payments","status":"publish","type":"page","link":"https:\/\/ckl.fi\/en\/installment-payments\/","title":{"rendered":"Installment payments"},"content":{"rendered":"<div id='av_section_1'  class='avia-section main_color avia-section-default avia-no-border-styling  avia-bg-style-scroll  avia-builder-el-0  el_before_av_section  avia-builder-el-first  osmaksu-style osmaksu-ing-place  container_wrap fullsize' style=' '  ><div class='container' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-21587'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column  av_one_half  flex_column_div first  avia-builder-el-1  el_before_av_one_half  avia-builder-el-first  col-md-4 offset-md-1 \" style='padding:0px 0px 0px 0px ; border-radius:0px; '><div class=\"innerFlexColumn\"><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h2>FLEXIBLE PAYMENT TERMS<\/h2>\n<p>PAY WITH AN INVOICE OR IN INSTALLMENTS USING CITYKLINIKKA HEALTH ACCOUNT<\/p>\n<p><strong>Note: Resurs Bank is currently not available in Lahti.<\/strong><\/p>\n<\/div><\/section><\/div><\/div><div class=\"flex_column  av_one_half  flex_column_div av-zero-column-padding   avia-builder-el-3  el_after_av_one_half  avia-builder-el-last  col-md-4 offset-md-1 invalid-custom-class-found \" style='border-radius:0px; '><div class=\"innerFlexColumn\"><div  class='avia-image-container  av-styling-    avia-builder-el-4  avia-builder-el-no-sibling  avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img class='avia_image' src='https:\/\/ckl.fi\/wp-content\/uploads\/2021\/06\/osmaksu.png' alt='' title='osmaksu' height=\"680\" width=\"439\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section main_color avia-section-default avia-no-shadow  avia-bg-style-scroll  avia-builder-el-5  el_after_av_section  el_before_av_section  black-osmaksu-styl osmaksu-style  container_wrap fullsize' style='background-color: #121212;  '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-21587'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column  av_one_full  flex_column_div av-zero-column-padding first  avia-builder-el-6  avia-builder-el-no-sibling  col-md-8 offset-md-2 \" style='border-radius:0px; '><div class=\"innerFlexColumn\"><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h2>FINANCING AND INSTALMENT PAYMENT<\/h2>\n<p>Would you like to pay by invoice or in installments that suit you?<\/p>\n<p>Applying for financing is easy and fast. Once you know the desired amount of financing, you can submit your application using the electronic form below or in person with the assistance of our expert staff. You can also apply to increase an existing credit limit through the form below. The credit provider is Resurs Bank AB Finland branch.<\/p>\n<p>Please note! Resurs Bank is currently unavailable in Lahti.<\/p>\n<p>You don&#8217;t need to pay anything at the time of purchase. An invoice for your purchase will be sent to your home the month after your purchase, at which point you can choose the payment option that suits you best.<br \/>\nHealth Account is a revolving credit with a typical minimum credit limit of 1,500 \u20ac. The maximum credit limit is 6,000 \u20ac.<br \/>\nThe minimum available credit is immediately opened for 1,500 \u20ac.<br \/>\nPurchases from different months are conveniently consolidated into a single invoice.<br \/>\nAs a customer, you can adjust payment schedules monthly according to your situation.<br \/>\nYou always get 30\u201360 days of cost-free and interest-free payment time.<br \/>\nIf you wish, you can spread the purchase amount over a longer repayment period and choose from various payment options.<\/p>\n<\/div><\/section><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Open a financing application <a href=\"https:\/\/apponline.resurs.com\/form\/fi32000\">here<\/a>.<\/p>\n<p>You will receive an immediate credit decision and gain access to your account once you have electronically signed the credit agreement using the TUPAS authentication. After that, you can make purchases in-store by presenting a valid ID at the time of purchase.<\/p>\n<p>Please note: If you are paying for a surgery using the Health Account, you must visit the clinic to complete the purchase no later than 4 weeks before the surgery. The purchase can be completed at our Helsinki clinic and must always be done in person on-site.<\/p>\n<\/div><\/section><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h2>Electronic financing application<\/h2>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap avia-button-center  avia-builder-el-10  el_after_av_textblock  avia-builder-el-last  buton-podstawa' ><a href='https:\/\/apponline.resurs.com\/form\/fi32000'  class='avia-button   avia-icon_select-no avia-color-theme-color avia-size-x-large avia-position-center '   ><span class='avia_iconbox_title' >Here<\/span><\/a><\/div><\/p><\/div><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3'  class='avia-section main_color avia-section-default avia-no-shadow  avia-bg-style-scroll  avia-builder-el-11  el_after_av_section  avia-builder-el-last  osmaksu-style  container_wrap fullsize' style=' '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-21587'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column  av_one_full  flex_column_div av-zero-column-padding first  avia-builder-el-12  avia-builder-el-no-sibling  col-md-8 offset-md-2 osmaksu-style osmaksu-style1 \" style='border-radius:0px; '><div class=\"innerFlexColumn\"><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock osmaku-gold '   itemprop=\"text\" ><h3><strong>Text message &#8211; credit application<\/strong><\/h3>\n<p>If you have a smartphone, you can also apply for financing via text message by sending the keyword TERVEYSTILI to the number 18311.<\/p>\n<p>You will receive an application link on your phone, and you can sign the approved agreement electronically using TUPAS authentication.<\/p>\n<p>After this, you can make purchases in-store by presenting a valid ID at the time of purchase.<\/p>\n<p>If you have any questions about the application, financing options, or account terms, please contact Resurs Bank customer service at 09 622 4308 (Mon-Fri 8:00\u201318:00).<br \/>\nPlease note: Resurs Bank is currently unavailable in Lahti.<\/p>\n<p><strong>INSTALLMENT PAYMENT IS ALSO CONVENIENTLY AVAILABLE IN THE ONLINE STORE<\/strong><\/p>\n<\/div><\/section><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>In the online store, procedures costing between 50 \u20ac and 10,000 \u20ac can be paid in installments.<\/p>\n<p>Purchase the service from our online store and select OP Lasku, Jousto, or Collector as the payment method.<\/p>\n<p>With Jousto installment payment, the total amount can be divided into 1\u201312 monthly payments.<\/p>\n<p><strong>MAXIMUM AMOUNTS FOR SINGLE PURCHASES<\/strong><\/p>\n<ul>\n<li>Walley: 5,000 \u20ac<\/li>\n<li>OP Lasku: 5,000 \u20ac<\/li>\n<li>Jousto: 5,000 \u20ac<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='avia-image-container  av-styling-    avia-builder-el-15  el_after_av_textblock  el_before_av_textblock  osmo-img avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><a href='https:\/\/cityklinikka.mycashflow.fi\/' class='avia_image' target=\"_blank\" rel=\"noopener\"><img class='avia_image ' src='https:\/\/ckl.fi\/wp-content\/uploads\/2021\/06\/ctk-online.png' alt='' title='ctk-online'  itemprop=\"thumbnailUrl\"  \/><\/a><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock osmaku-gold '   itemprop=\"text\" ><h2 style=\"text-align: left;\">WHICH INSTALLMENT PAYMENT OPTION SUITS ME?<\/h2>\n<ul>\n<li>Have you booked an appointment at the Lahti clinic? If so, you can purchase the procedure from the online store and select an installment payment option.<\/li>\n<li>Are you interested in paying for procedures by invoice or in installments? Ciyklinikka Health Account offers a solution for this.<\/li>\n<li>Are you interested in more affordable injection treatments? In that case, it\u2019s best to purchase the procedure from the online store.<\/li>\n<\/ul>\n<p><strong>READ MORE ABOUT THE PAYMENT OPTIONS IN THE ONLINE STORE:<\/strong><\/p>\n<h3><\/h3>\n<\/div><\/section><br \/>\n<div  class='avia-image-container  av-styling-    avia-builder-el-17  el_after_av_textblock  avia-builder-el-last  osmo-img avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><a href='https:\/\/ckl.fi\/palvelut-jotka-voi-ostaa-verkkokaupasta\/' class='avia_image'  ><img class='avia_image ' src='https:\/\/ckl.fi\/wp-content\/uploads\/2021\/06\/osmoksu-but.png' alt='' title='osmoksu-but'  itemprop=\"thumbnailUrl\"  \/><\/a><\/div><\/div><\/div><\/p><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-21587","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Installment payments | Cityklinikka<\/title>\n<meta name=\"description\" content=\"Would you like to pay by invoice or in installments that suit you? 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